Effective Date: August 1, 2025
Company: Exerta ehf
Service: Eignar
Contact Email: eignar@eignar.is
This agreement ("Agreement") governs your access to and use of the Eignar service ("Service"), owned and operated by Exerta ehf, a private limited company duly incorporated under Icelandic law. By accessing, browsing, interacting with, subscribing to, or otherwise using the Service in any capacity, you signify your acknowledgment, understanding, and unconditional acceptance of the terms, conditions, limitations, obligations, and disclaimers set forth herein, and that you are acting with full authority and capacity to enter into a legally binding agreement with Exerta ehf, irrespective of your age, residency, or legal status, to the extent permitted by applicable laws in your jurisdiction.
The Service comprises a proprietary platform offering digitally delivered property data, automated analysis, and AI-generated real estate insights based on publicly and third-party sourced information. While Exerta ehf endeavors to maintain a reliable and informative system, the nature of data aggregation, automated interpretation, and third-party reliance means that no warranty is expressed or implied regarding the factual accuracy, timeliness, completeness, or relevance of any information, recommendation, output, or interpretation generated or displayed within the Service. Use of any content or data obtained from Eignar is at your sole discretion and risk.
Access to premium features of the Service may require registration and/or a paid subscription, during which you agree to provide accurate and current information and to maintain the confidentiality of your credentials. You are solely responsible for any activity undertaken via your account, whether authorized or not, and Exerta ehf disclaims all responsibility for any misuse, loss, or damages resulting from unauthorized access. Subscriptions are billed either monthly or annually, automatically renewed unless cancelled by the user in advance of the renewal date. Pricing structures, feature availability, and subscription plans may be updated without prior individual notice, with continued use of the Service constituting binding acceptance of such updates.
Users agree not to use the Service for any unlawful, misleading, or malicious purposes; not to extract, scrape, reverse engineer, or otherwise exploit the platform's data or algorithms; and not to disrupt or overload the service infrastructure in any way. Exerta ehf reserves the right to suspend, restrict, or permanently terminate any user account or access to the platform, without prior notice or liability, in the event of suspected abuse, misuse, or breach of these Terms.
Under no circumstances shall Exerta ehf, its directors, employees, contractors, affiliates, or partners be held liable for any direct, indirect, incidental, special, punitive, consequential, or exemplary damages (including but not limited to property losses, loss of profits, data inaccuracies, or investment decisions) arising from or related to the use or inability to use the Service, even if advised of the possibility of such damages. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages, so the limitations above may not apply to you in full.
These Terms may be amended or revised from time to time at the sole discretion of Exerta ehf. It is your responsibility to periodically review the Terms. Your continued use of the Service after any modification constitutes your acceptance of the updated Terms. This Agreement is governed by the laws of Iceland. Any disputes arising from or related to the Service shall be resolved exclusively by the district court of Reykjavik, Iceland.
Effective Date: August 1, 2025
Company: Exerta ehf
Service: Eignar
Contact Email: eignar@eignar.is
At Exerta ehf, we take your privacy seriously and are committed to processing your personal data responsibly, transparently, and in accordance with applicable data protection laws, including but not limited to Regulation (EU) 2016/679 (General Data Protection Regulation – GDPR). This Privacy Notice ("Notice") outlines the categories of data we collect, the legal bases for such processing, how we use your information, with whom it may be shared, and what rights you have as a data subject.
We collect personal data that you voluntarily provide during registration, subscription, support interactions, or other engagement with the Eignar platform. This includes, but is not limited to: your name, email address, payment identifiers (handled through third-party processors), usage behavior, device identifiers, IP addresses, browser metadata, and activity logs. We may also derive or infer information about your behavior and preferences using cookies, pixels, session trackers, and other analytical tools.
Your data is processed for the purposes of account creation, user authentication, service delivery, platform optimization, performance monitoring, legal compliance, and (with explicit consent) marketing or product announcements. Our processing is based on one or more of the following legal bases: (a) your consent; (b) fulfillment of a contractual obligation; (c) legitimate interest of Exerta ehf; (d) compliance with legal obligations.
Data may be shared with third-party service providers who assist in hosting, analytics, payment processing, or customer support, under strict data processing agreements. We do not sell, rent, or otherwise monetize your personal information to advertisers or third-party marketers. Data may be transferred or stored outside the European Economic Area, provided appropriate safeguards (such as Standard Contractual Clauses) are in place.
Your personal data will be retained only as long as necessary to fulfill the purposes for which it was collected, or as required by law. You have the right to request access to your data, rectify inaccuracies, request erasure ("right to be forgotten"), restrict processing, object to certain processing activities, and exercise data portability. You also have the right to lodge a complaint with the Icelandic Data Protection Authority (Persónuvernd).
We use both essential and non-essential cookies. By continuing to use the Eignar platform, you consent to the use of cookies as described in our Cookie Policy, unless you opt out via browser settings.
We reserve the right to update this Notice at any time. The latest version will always be accessible on our website, and material changes may be notified to registered users by email.
Effective Date: August 1, 2025
Company: Exerta ehf
Service: Eignar
Contact Email: eignar@eignar.is
Eignar offers on-demand access to property insights, market analysis, and valuation reports delivered electronically through our platform. Due to the instant-access and digital nature of the content and services provided, all purchases made on Eignar are final and non-refundable unless explicitly stated otherwise in this Refund Policy or required under applicable consumer protection laws.
For subscription-based services, users may request a cancellation of their subscription at any time; however, cancellations apply to future billing cycles only. Refunds for partial usage, time remaining, or unused features during the billing cycle are not issued. Exceptions may be made within the first 7 days of initial subscription purchase, provided that no reports or premium content has been accessed, downloaded, or consumed in whole or in part.
If you believe you qualify for a refund under the above conditions, you must submit a written request to eignar@eignar.is including your full name, registered email, transaction reference, and a detailed reason for the request. Refunds, if approved, will be processed within 7 business days to the original payment method. Exerta ehf reserves the right to deny refund requests that do not meet the stated conditions.
Chargebacks initiated through payment processors or banks without prior written attempt to resolve the matter through customer support will be treated as a violation of our Terms of Service and may result in account suspension, blacklisting, or legal follow-up.
By completing a purchase on the Eignar platform, you acknowledge and agree to this Refund Policy in full.